About us
This website is operated by Hopkins Heritage Insurance Agency, an independent insurance agency/broker licensed by the California Department of Insurance (DOI Lic. # 6020539). We may only transact insurance in states where we are properly licensed.
Informational purposes only
Content on this site is general information, not legal, tax or financial advice, and does not change the terms of any policy. Coverage descriptions are summaries; your actual policy documents govern coverage, limits, conditions and exclusions.
Quotes are not coverage
Submitting a quote request does not bind, place or guarantee coverage. Coverage is not in effect until a carrier accepts your application and you receive written confirmation. Quotes are estimates based on information you provide and are subject to underwriting, verification and carrier approval. Premiums may change.
Your information
You agree to provide accurate and complete information. Misrepresentation or omission of material facts may result in denial of coverage, policy cancellation or denial of claims. Our use of your information is described in our Privacy Policy.
Communications consent
By submitting a form, you consent to be contacted by us at the phone number and email you provide, including by calls, texts or emails regarding your request. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to opt out of texts at any time.
Third-party carriers and links
Insurance is underwritten by third-party carriers, which are solely responsible for policy terms and claims decisions. Links to carrier or other sites are provided for convenience; we are not responsible for their content or practices.
Intellectual property
The site, logo, text and images are owned by or licensed to Hopkins Heritage Insurance Agency and may not be copied or used without permission.
Disclaimer and limitation of liability
The website is provided "as is" without warranties of any kind. To the fullest extent permitted by law, we are not liable for indirect, incidental or consequential damages arising from use of the website. Nothing in these terms limits duties we owe you as your licensed insurance agent/broker under California law.
Governing law
These terms are governed by the laws of the State of California. Any dispute will be resolved in the courts of Riverside County, California.
Contact
Hopkins Heritage Insurance Agency · Riverside, CA · (951) 880-8998 · danny@hopkinsheritage.com. You may also contact the California Department of Insurance consumer hotline at 1-800-927-4357.